SBA Loan Calculator

Estimate your monthly SBA loan payments.

Are you buying a new business or real-estate?

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Buyout Amount

50000

5000000

Down Payment (minimum 15%)

Loan Budget Calculator

Estimate the total amount you can potentially borrow

Month

Year

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Annual Revenue

$ 0

$ 20000000

Last Months Deposits

([slider_amount]*([down_payment]/100)/12/(1-Math.pow(1+([down_payment]/100)/12,-([term_length]*12))))

Your estimated monthly payment

([down_payment]/100)* ([slider_amount])

Estimated one-time fees:

([down_payment]/100)* ([slider_amount])

Estimated down payment:

Total repayment:

Ready to get the capital you need?

Complete a single, straightforward application. No fees or obligations, and your credit won’t be affected

You may be able to borrow between

Ready to get the capital you need?

Complete a single, straightforward application. No fees or obligations, and your credit won’t be affected

Estimate Monthly Payment on SBA loan

Estimate Your Payments

To effectively use this SBA loan calculator, you’ll need to gather a few extra details. The calculator requires the following information:

Loan amount
Down payment for a real estate or buyout loan
Loan terms

The calculator will provide you with SBA fees and an Annual Percentage Rate (APR) to compare costs.

Estimate the size of the business loan you may be eligible for

You can estimate the amount you may qualify for with a business loan by entering your information. The calculator will provide a range of potential loan amounts, helping you gauge the expenses you might be able to cover and if you need to explore additional financing options. The factors determining the loan amount include:

Business Start Date
This is the month and year your business officially began operating.
Annual Revenue
This indicates the total revenue your business generates over a 12-month period.
Last Month’s Deposits
Last month’s deposits reflect the total amount of money you deposited into your business bank account during the previous month.
Estimated Credit Score
This is where you choose your business’s estimated credit score.

An SBA loan is a government-backed financing option aimed at helping small businesses in the United States. Administered by the U.S. Small Business Administration, a federal agency dedicated to supporting small businesses, SBA loans are provided through a network of approved lenders and traditional banks. The SBA does not directly lend money; instead, it partially guarantees loans made by these institutions.

SBA loans can be an affordable and flexible solution for improving cash flow, expanding or purchasing a business, buying commercial property, or consolidating business debt.

Yes, it’s possible to have multiple SBA loans simultaneously. The SBA does not impose a limit on the number of loans you can have, but individual lenders might have their own restrictions. It’s essential to check with your lender to see if they permit multiple SBA loans.

Types of Business Loans

Aside from a traditional term loan, there are various other types of small business loans, each with different cost calculations. It’s important to explore these options to find the best fit for your specific needs.

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